CFA POLICIES

A privacy policy is a statement or legal document that discloses some or all of the ways a party gathers, uses, disclosers, and manages a customer or client's data. 

A cookie is information saved by your web browser. When you visit a website, the site may place a cookie on your web browser so it can recognize your device in the future.

Cookies record your preferences and the actions you take on your computer or device. If you return to that site later on, it can read that cookie to remember you from your last visit and keep track of you over time. 

A return and refund policy is an agreement between customers and a business regarding returns and refunds. How many days they have to return a product and how a business give refunds, whether through credit card, debit card, exchange or cancellation.

Terms of service are define as the legal agreements between a service provider and a person who wants to use that service. The person must agree to abide by the terms of service in order to use the offered service. Terms of service can also be merely a disclaimer, especially regarding the use of websites